Introduction
An Affidavit of Proof of Life (also known as a Certificate of Existence) is a document primarily used by pensioners and beneficiaries of trusts or annuities.
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It is a sworn declaration that the individual is still alive and eligible to continue receiving payments.
Context
Pension Fund Administrators (PFAs) and government pension boards conduct periodic "verification exercises" to weed out "ghost pensioners" (deceased individuals whose families continue to illegally collect their benefits).
If a pensioner cannot physically attend a verification exercise due to old age or illness, or if they live abroad, this affidavit is the legal substitute.
Content
The deponent (the pensioner) declares their full name, pension number, and current address, asserting their living status.
It is often accompanied by a recent photograph and sometimes requires a medical report if the deponent is bedridden.
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