After a default is entered, an Affidavit of Damages helps the court decide how much money to award the plaintiff.
Since there is no trial to prove losses, the plaintiff must swear to the exact amount owed using this document.
It itemizes the specific damages, such as unpaid principal, calculated interest, court costs, and any other expenses legally claimable. The affiant must provide the math and sometimes attach invoices or ledgers as exhibits. This allows the clerk or judge to sign off on a specific dollar amount for the final judgment.
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