An "Affidavit for Loss of Banker's Cheque" is a legal document executed in India when a Banker's Cheque (BC) or Demand Draft (DD) has been lost, stolen, or misplaced.
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This affidavit is a prerequisite for the bank to issue a duplicate instrument or to credit the amount back to the applicant's account.
The Role of the FIR:
For high-value instruments, Indian banks typically require a First Information Report (FIR) or a Lost Property Report from the local police station.
Including the FIR number in this affidavit provides legal proof that the loss has been reported to the authorities, which protects the bank against fraudulent claims and facilitates the stop-payment process.